Beach Coast Insurance was created to combine the best in local customer service with the advantage pricing of an independent agency. We do not work for an insurance company. We work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment. We represent a carefully selected group of financially sound reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.
In addition, we offer a wide carefully selected financial services products to help your money grow in the most efficient way. Whether it is college planning, buying that first home or retirement goals, you can count on us.
Beach Coast Insurance prides itself on its stability, knowledge, professionalism and staying power in today’s changing insurance environment. Our qualified, experienced staff is ready to provide you with expert service and sound risk management solutions.
Christopher Licata the Agency owner has over 20 years in the financial services and insurance industry and a long-time South Bay resident.
An Independent Advantage
We are Independent Agents in Hermosa Beach, California, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Beach Coast Insurance & Financial Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.